Comprehensive health insurance

In terms of the Numerical report (private health insurance) of the Association of Private Health Insurance Companies:
The comprehensive health insurance is a cost insurance and the main type of insurance of the private health insurance. A private health insurance is considered as comprehensive insurance, if the insured person has contracted the private health insurance instead of a statutory health insurance and not as a complement to the statutory health insurance protection. Also the insurance of persons who are digible for benefits ("Beihilfe") - for example civil servants - counts as comprehensive insurance. In the case of sickness these persons receive an allowance to the medical expenses from their employer (usually the federal government, a federal state or a commune). In addition to this allowance, the residual costs are insured with a company of the private health insurance. A private comprehensive health insurance can only be contracted by certain groups of people. These are maily: civil servants, employees with an income above a certain upper income limit as well as self-employed persons and freelancers.

Selected information about Comprehensive health insurance:

Tables:

• Private Health Insurance, contribution revenues
• Private Health Insurance, total benefit

Data Sources:

• Numerical report (private health insurance)

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